So you'd think that HSBC would be maybe a little bit more careful about screwing with me when it comes to my accounts.
I've deposited post-dated checks, typoyears-old checks, checks with no date on them, and plenty of other varieties of date mistakes.
Banks really don't care what's written on a check because anyone can write anything on one. Checks are inherently insecure, no amount of scrutiny will fix that. In general, though, the larger the batch of checks being deposited, the less scrutiny - an individual depositing a check will have more scrutiny than a business depositing a stack of checks.
Have you really deposited hundreds or thousands of checks with errors, to be able to arrive at that number with statistical confidence? I doubt it - your estimate range varies by orders of magnitude. Also bear in mind that it is not only the bank you need to be concerned with.
The recipient might reject your check before even depositing it, wasting time and effort for everyone. Or it could be a business context in which case your sloppy mistake will look unprofessional to your client.
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